Understanding Pensions
A pension is just a fancy savings account. For many people, when they hear the word “pension,” they immediately think it’s too confusing and will do anything to c
Are You Overpaying on Pension Fees? Here’s How to Find Out and Save Thousands
Overpaying fees on your pension will impact your retirement. No one manages your pension for free, but ignoring the fees you’re paying can significantly impact the value of your
How One Couple Saved €5,760 on Mortgage Protection with Ferris Financial Planning
Recently, I met a couple who had previously arranged a mortgage protection life-only plan through their bank. While they were initially satisfied, they are now saving €16 per mon
Does your Financial Plan look like this?
Is this what your Financial Plan looks like? In my experience this is how it is for many people. When I see this I dont blame the customer, I blame the advisors that sold th
Personal Recommendation: How Teresa Inspired Ferris Financial
Teresa inspired me to set up Ferris Financial Planning by giving me a personal recommendation. Teresa was a client I worked with at Ulster Bank, and her belief in my abilities was
Why Family Protection Matters: Understanding the Importance Beyond Mortgage Protection
At a meeting the other day I was discussed protection cover. In this case I was recommending a life policy that would pay out and leave some money behind if my client was to fall o
Top 10 Reasons to arrange life cover in Ireland in 2024.
May surprise some on here that the #1 reason is not to protect the bank. Most people have life cover to protect the bank, what about your children. In the rush to get the mortgage
Allocation Rate – What is it and why you should move if you are not getting 100%
What exactly does Allocation Rate mean on my annual pension statement? You will often see an example given by the life companies when they are showing the benefits of saving for a
Why Your Family’s Financial Security Shouldn’t End with Mortgage Protection
Did You Take Out Your Mortgage Protection From a Bank? If your answer is yes, it’s time to pause and reconsider your options. When it comes to safeguarding your family’
A young families guide to personal life cover.
Life Cover: A Guide to Protecting Your Family’s Future. Life is full of unexpected twists and turns, and as parents, you know that taking care of your loved ones is your top
